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Insurance Disclaimer

Insurance Disclaimer (Collins Agency)

Last Updated: {{Oct 2025}}

 

General Information

 

The information on this website is designed to help families make informed decisions about life insurance and financial protection. It is not intended as legal, tax, or financial advice, and should not replace personalized guidance from a licensed professional.

 

No Offer of Insurance

 

Nothing on this website constitutes: An offer to sell insurance A solicitation to purchase insurance A guarantee of eligibility or coverage Eligibility, approval, premiums, and benefits are determined solely by the issuing insurance carrier.

 

Accuracy of Information

 

We aim to keep all information accurate and up to date, but insurance products and regulations can change. We cannot guarantee that all content is always complete or current.

 

Results Will Vary

 

Every client’s needs, health profile, and financial situation are unique. Any examples, calculators, or educational tools are for illustration only and do not predict future results or costs.

 

Quotes & Applications

 

Quotes provided through this website are estimates only. Final rates and approvals depend on: Carrier underwriting Medical review Lifestyle and risk factors State regulations

 

Contact for Personalized Advice

 

For personalized help, schedule a consultation: Consultation Link

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